What is the ruling on taking a loan from a bank to build a house, knowing that I am able to repay the amount in less than ten years?

The two aforementioned solutions: lease-to-own and interest-based loans, are both invalid and forbidden. The best solution is to fear Allah the Almighty and turn to Him, asking of His bounty, as stated in His saying: "And whoever fears Allah – He will make for him a way out And will provide for him from where he does not expect." And since the questioner owns land, he should organize his affairs and build upon it what will shelter him and meet his needs, and not look at the shortcomings of others, for the matter is more urgent than that. And patience in straitened circumstances is easier than falling into what Allah has forbidden.