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The question

What is the ruling on a lessor reducing the monthly rent by half (1,000 dirhams) in exchange for the lessee paying one million dirhams upfront for a period of five years, with the lessor returning the remaining amount after deducting the rent value at the end of the term?

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Source: FtawySummary from Ftawy's records · added here Sep 2, 20261 min readAlso available in العربية
The answer

This transaction is based on a contract of (leasing/renting) combined with a qard (loan). Part of the advance payment is rent, and the other part is a loan. The lessor reduces the rent for the lessee in consideration of this loan, which is unanimously forbidden because "every loan that draws a benefit is usury."

Summary from Ftawy's records · added here

Reviewed by El Fatwa's sharia committee.

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Where this answer came from
Source platform
Ftawy
Original fatwa ID
17489
Added here
. This is when the answer was added to El Fatwa, not the fatwa's date.
Text
Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
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Read the full answer on Ftawy