What is the ruling on accepting a bank's gift, of unknown amount, given monthly with the salary, knowing that the employee has no relation with the bank and that the gift is to encourage companies to join?

The details regarding gifts from the bank depend on the type of account:

1. If the salary is deposited into a current account: The gift is forbidden, as it is considered a loan from the customer to the bank. A gift is not permissible during a loan unless it is deducted from the debt, based on the hadith: "If one of you grants a loan, and the borrower gives him a gift or offers him a ride on his mount, he should not ride it or accept it, unless such dealings were customary between them before." The resolution of the International Islamic Fiqh Academy considers demand deposits (current accounts) as loans. Therefore, the gift must either be returned or disposed of by giving it to the poor.

2. If the salary is deposited into an investment account that adheres to Sharia principles: There is no objection to the gift, as it is a gift from a partner to his partner, or from the mudarib (working partner) to the rabb al-mal (capital provider).

3. If the salary is deposited into an interest-bearing (usurious) investment account: It is forbidden to keep it there, and it must be transferred to a current account. If this is not possible or if the salary cannot be transferred to another bank, the salary must be withdrawn immediately upon deposit.