What is the ruling on disposing of an amount of 5500 Saudi Riyals by mistakenly transferring it to a charitable organization after its owner requested to withdraw it from the bank, and is the one who did so absolved of sin if he is unable to return the amount to its owner?

"Lying and deceit are impermissible. You must return the money that was mistakenly transferred to you to its owner. If it is not possible to rectify the matter, and the owner of the money does not agree to it being given as charity, then you are liable for the amount. This is because the grounds for liability are: direct destruction, causing damage, and unauthorized possession. You have caused damage to the man's money, and you must hasten to fulfill the right and seek absolution from its owner. If you are unable to reach him, then give his share in charity on his behalf."