Is the "Qasidny" card from Al Rajhi Bank permissible or forbidden?
If the Sharia-compliant conditions are met for the card, and the amount deducted for its issuance or renewal is in exchange for the service provided to the customer and not in exchange for a loan, then there is no harm in using it and dealing with it. It is permissible for the bank to take a lump sum fee upon issuance or renewal as an actual wage commensurate with the services provided.
Summarized from the full answer at Ftawy · reviewed Sep 2, 2026
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