Is it Islamically permissible to obtain a Visa card from HSBC Bank and make purchases with it, with the agreement that 100% of the amount due will be deducted before the payment due date to avoid interest?

If there is an urgent need to obtain a card from a Riba-based bank, and no Islamic bank is available to serve the same purpose, then there is no objection to doing so, provided one is keen to repay early to avoid the Riba-based interest incurred by delay. As for cards issued by Islamic banks, they are permissible. Contemporary scholars have permitted the use of cards from Riba-based banks in cases of urgent necessity, on condition that the amount is repaid before the end of the specified period to avoid falling into Riba of delay.