Is it permissible to obtain a credit card from a Riba-based bank to use for payments to foreign entities, knowing that the company will pay the amounts promptly?
That the usurious bank grants a larger credit limit than Islamic banks do is not an excuse that permits dealing with it in a forbidden transaction. The conditions for credit cards have been clarified in Fatwas no. 140782 and no. 151392, and their references.
Summarized from the full answer at Ftawy · reviewed Sep 2, 2026
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