Does buying a car at cost price from a car dealership with the intention of selling it after a year and buying a new car to pay off the bank and realize an additional profit, conform to the rulings of the religion?
Murabaha to a purchasing orderer is permissible if it is conducted on a commodity after it has entered the ownership of the ordered party and after lawful possession has occurred, provided that the ordered party bears the responsibility for damage before delivery and the liability for return due to a hidden defect, and that the conditions of sale are met, its impediments are absent, and that the contract does not include a penalty for delayed installment payments. In the described situation, selling the agency to the bank at cost price involves ambiguity, and it is feared that it might be a sale with a condition that contradicts the essence of the contract, which is a matter of dispute. If the questioner purchases the car from the bank, the first sale proceeds, and the questioner owns the car and disposes of it as the owner.
Summarized from the full answer at Ftawy · reviewed Sep 2, 2026
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