What is the ruling on taking out usurious loans from the Ministry of Housing, knowing that part of the loan is a grant, and that whoever defaults on payment for a year loses their right to the house, and that if one of the spouses who signed the loan dies, the other is exempted from repayment, and also knowing that if one builds a house without this loan, they will be subject to accountability?
A loan with interest is usury, which is forbidden by Islamic law. Those who consume usury, those who give it, those who write the contract, and its two witnesses are all cursed; they are equal in sin. This transaction is not permissible except in a case of extreme necessity.
Summarized from the full answer at Ftawy · reviewed Sep 2, 2026
Read the full answer on Ftawyhttps://ftawy.com/en/questions/48527