What is the ruling on buying a house or getting married with an interest-bearing loan? Is it permissible to close a bank account and not repay the loan, even if it leads to imprisonment or confiscation of land? Is it possible to continue paying installments after receiving a salary? Is it permissible to donate the entire loan to a mosque or a charity, or to give it to one's brother and bear the penalty of usury? Is it valid to study abroad with this loan? Is Umrah or Hajj accepted from one who has an interest-bearing loan?

Dealing with usury is a sin that necessitates sincere repentance, which includes regret, determination not to return to it, and immediately ceasing the disobedience. One who repents from a sin is like one who has no sin, and the repentant person is beloved by Allah. As for the usurious loan, it is not obligatory to dispose of it, and there is no harm in purchasing land with it or the like, because the sin pertains to the individual's accountability, not to the money itself. The principal amount of the loan must be repaid to the bank without the usurious interest, for interest is only paid when one is compelled to do so.