Is zakat obligatory on a loan received for building a house and invested in shares, and on the profits from these shares, and on the monthly salary remaining after repaying the loan?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
is obligatory on all fully owned wealth that has completed a full year (hawl), such as profits, salaries, stocks, and trade goods. There is no zakat on non-commercial properties.
It is a condition that the wealth reaches the after deducting debts that encompass it. If the wealth falls below the nisab, there is no zakat.
If the shares are in an industrial company that does not engage in trade, then zakat is only on its profits.
Zakat must be paid on the remaining amount after deducting debt if the wealth exceeds basic needs.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/64525
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 64525
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy