Is it permissible to perform Umrah with money borrowed by one's father through an interest-based loan, and if not, is it possible to take it as an advance and then return it later?

It is not permissible to take usurious money from a father without his permission to perform Umrah, due to the saying of the Prophet, peace be upon him: "Every Muslim's blood, property, and honor are sacred to another Muslim." If all of the father's money is unlawful, it is not permissible to borrow from him, or to engage in transactions with him such as buying, selling, or receiving gifts. Umrah performed with unlawful money is valid and suffices, though sinful, according to most scholars, because the prohibition relates to a matter external to the acts of Hajj. If the father possesses lawful money, it is more pious not to borrow from him. Umrah is obligatory once in a lifetime for those who are able, and ability includes having sufficient funds, travel expenses, and a Mahram for women.