What is the ruling on a golden gift received from a person to whom I previously gave usurious money – should its value be given in charity, returned to him, or may it be accepted?

First: The usurious gains resulting from depositing money in usurious banks affiliated with the حسبة (Hisba) Council are not permissible to take. One must dispose of them by spending them on public welfare or charitable causes, such as repairing restrooms or helping debtors. They should not be returned to the bank.

Second: If someone takes money from you not as a loan, it is permissible to accept their gift. And if you return it to them due to their need, there is no harm in that.