Will a debtor who struggles with repayment and dies before completing it be held accountable for his debt?

Whoever dies owing debts while having exerted their utmost effort to repay them is not sinful, for Allah, the Almighty, says: "Allah does not burden a soul beyond its capacity." This is especially true if their intention was to repay the debt, for the Prophet, peace and blessings be upon him, said: "Whoever takes people's money intending to repay it, Allah will repay on his behalf, and whoever takes it intending to destroy it, Allah will destroy him." It is advised to seek refuge in Allah and frequently recite the authentic supplication: "O Allah, I seek refuge in You from anxiety and sorrow, and I seek refuge in You from incapacity and laziness, and I seek refuge in You from cowardice and miserliness, and I seek refuge in You from the burden of debt and the domination of men."