Is it permissible to benefit from governmental health insurance to cover the costs of a treatment that was diagnosed and prescribed by an external doctor, in cooperation with a doctor affiliated with the insurance company?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
Muslims are bound by their conditions. The company does not cover treatment expenses except through its approved doctors. Therefore, it is not permissible to resort to deception by consulting others unless given permission, or if the approved doctor is authorized to deputize another. A Muslim must avoid cheating, lying, and deception, for Allah Almighty says: "So avoid the uncleanness of idols and avoid false statement" [Quran 22:30], and the Prophet, peace and blessings be upon him, said: "Whoever cheats is not one of us."
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/161622
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 161622
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy