Is it permissible to obtain full comprehensive car insurance fictitiously—such that no financial obligations arise between the insurer and the insured—with the aim of securing a job opportunity?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
Insurance is of two types: commercial and cooperative. Commercial insurance is forbidden because it involves (excessive uncertainty), (gambling), and riba (usury). Cooperative insurance, however, is permissible because it is free from these prohibitions. If it is possible to insure the car with cooperative insurance, then there is no objection to leasing it to the company. However, if it is commercial insurance, it is not permissible, because insurance is a contract with consequences, and a person enters into it by their own choice.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/90244
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 90244
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy