Is the participation of a doctor in the "Doctors' Treatment" project, which grants him discounts on medical services in exchange for an annual fee, considered a prohibited form of insurance?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
If the subscription is based on cooperation, mutual support, and donation, then there is no harm in it. However, if it is based on financial profit, then it is unlawful due to the presence of (uncertainty) and risk. This type of subscription falls under the category of selling discount cards.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/78395
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 78395
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy