What is the Sharia ruling regarding life insurance?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
Insurance is a contract between two parties, in which the insurer undertakes to pay a sum to the insured upon the occurrence of an accident, in exchange for a premium. Researchers have differed on the ruling regarding life insurance, falling into two opinions: absolute prohibition and permissibility. The preponderant view is that of prohibition. This preference is based on several reasons: its inclusion of (excessive uncertainty), which is a risk prohibited by Islamic law; its inclusion of a type of jahalah (ignorance/ambiguity); and its inclusion of a type of forbidden gambling.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/38593
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 38593
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy