Is it permissible to get life insurance to secure the family financially after death?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
Life and property insurance is forbidden and not permissible because it involves (excessive uncertainty) and riba (usury/interest). Allah Almighty has forbidden all usurious transactions and transactions that involve gharar, out of mercy for the Ummah and to protect it from what harms it. Allah the Almighty says: "But Allah has permitted trade and forbidden riba." And it has been authentically reported from the Prophet, peace and blessings be upon him, that he forbade gharar.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/19743
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 19743
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy