What is the ruling on life insurance policies, and does the ruling differ if it is a gift from the insurance company to the head of the family against life's risks?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
Life insurance is forbidden (), and it is not permissible to accept its policy, even as a gift, because it involves an endorsement of a forbidden act and a desire to benefit from unlawful money, due to the element of gambling it contains. Facing life's dangers is done by obeying and fearing Allah. Allah says: "And whoever fears Allah - He will make for him a way out And will provide for him from where he does not expect." [At-: 2-3]. And He said: "And let those [therein] fear who, if they left behind them weak offspring, would fear for them. So let them fear Allah and speak a word of appropriate counsel." [An-Nisa: 9].
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/49455
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- Ftawy
- Original fatwa ID
- 49455
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy