Is a loan with a 5-6% increase in the first six months considered usurious (ribawi), and is an employee who finalizes the procedures for this loan considered an assistant in usury and subject to its curse?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
As long as you took precautions and it was highly probable in your estimation that there was no sin in the transaction, based on the they provided to you, then there is no sin upon you for what you did previously. However, for future dealings, it is not permissible for you to do so if the bank stipulates interest on the loan, as it is an interest-based (ribawi) loan, and assisting in it is not permissible.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/125844
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 125844
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy