Is it permissible to take a loan from a bank to pay off an immediate debt that its owner cannot endure?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
Borrowing with interest (riba) is forbidden in Islamic law. It is one of the major sins and incurs damnation and the removal of blessings. It is not permissible except in cases of dire necessity that would lead to ruin, such as fear of imprisonment. However, repaying debts while in a state of insolvency does not fall under the category of necessity that permits borrowing with interest.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/170857
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- Ftawy
- Original fatwa ID
- 170857
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy