Is it permissible to take out an interest-bearing loan to pay off an interest-bearing credit card debt, or is that considered paying off unlawful with unlawful?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
You must repent to Allah and get rid of the interest-bearing card through lawful means, not by entering into another interest-bearing contract, because what you mentioned does not constitute a necessity that permits you to do so. Look for lawful means, such as Tawarruq, to obtain money and pay off the card debt. Increase your supplications, especially the prophetic supplication: "O Allah, I seek refuge in You from anxiety and sorrow, and I seek refuge in You from inability and laziness, and I seek refuge in You from cowardice and stinginess, and I seek refuge in You from the burden of debt and the oppression of men."
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/166778
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 166778
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy