Interest and Riba
4,478 questions
What is the ruling on the stipulated increase for delaying debt repayment, and is selling in installments with an increase, called "interest," considered usury?
What is the ruling on borrowing from European banks to purchase a home, given the existence of an Islamic bank that operates on a percentage basis until the amount is repaid?
Is it permissible to deal with the bank in paying for a car in installments with usurious interest, knowing that the amount is not available to pay off the loan?
What should I do about my usurious bank loan that I took out for my university studies; should I quit university or continue studying?
What is the ruling on borrowing from the cooperative housing association (al-widadia) if it deducts 15 dinars monthly from subscribers and offers housing loans with a 3% interest rate, while returning the subscription amount and surplus to the subscriber upon retirement?
Is selling an apartment through an assignment system for a price greater than what was paid, after discovering the existence of usurious interest in the remaining installments, permissible or forbidden?
Is it permissible to benefit from 44,0 in unlawful bank interest to cover household needs and expenses, knowing that the husband is in severe financial distress, or must it be disposed of by giving it to charities?
What is the ruling on filling out tax forms imposed by Western countries, knowing that abstaining from doing so leads to a financial penalty, and that dealing with them involves usurious transactions?
What is the ruling on participating in an association where each person pays a monthly sum to one person in rotation, and what is the ruling on that if some of the participants have dealt with usurious loans?
Is it permissible or impermissible to take a loan from a bank, and what is the ruling if the excess profits are expenses for the bank employees?
Is replacing purchased clothes (due to unsuitable size or dislike) in stores that allow their replacement with another item of the same value, or a refund, or obtaining a store credit note of the same value valid for a certain period, considered a form of usury (riba)?
Is it permissible to add the annual profits from an orphan-specific savings account, given that there is a fatwa from Al-Azhar stating its permissibility, and what should the friend do if the director insists on her opinion?
Is it permissible to pray, visit, and eat in a house or dwelling built with an interest-based loan?
Is depositing 50 dinars monthly into a savings bank for 5 years, then receiving 18,0 dinars and later paying back 21,0 dinars (an increase of 3,0 dinars), considered usury, given the depositor's need for the money to build a home?
Is hunting in a lake owned by the state and leased for private exploitation considered theft?
Is it permissible to buy a house with money from an interest-based loan taken by the father, and is repaying the price to the father considered aiding in usury?
What is the ruling on the social loan granted by a bank to the employees of an entity, in exchange for the bank benefiting from letters of guarantee provided by companies contracting with the entity, with the bank providing services to the entity without interest?
Is it permissible to sell two apartments to an association that grants loans with known interest to young people, given the dire need for the sale price to repay debts?
Is it permissible to repay a loan with interest after having agreed to it out of ignorance, and is that considered usury, given the desire to avoid the lender's anger and adhere to Islamic law?
What is the ruling on criticizing the actions of relatives in front of one another, or confiding in family members about a husband's actions, or criticizing someone's appearance or behavior in a low voice, or criticizing one's mother to oneself; and is talking to oneself, perhaps with insults or curses, considered a sin?
Is it permissible to acquire a house that was built with an interest-bearing loan and pay off its remaining installments, or rent it out, knowing that the one who took the interest-bearing loan wished to divest himself of the house?
What is the ruling on mortgaging a house for someone who cannot afford to buy it, and is this considered usury? What is the ruling on it in a case of necessity?
What should a person do who is experiencing a commercial deficit and has debts that must be paid, and a business that must be continued, but there is no Islamic bank to support him? Does the Sharia offer solutions through specialists in financial and administrative matters?
What should I do about my intense anxiety concerning my guarantee of a person for a loan, and should I withdraw the guarantee with the resulting embarrassment?