Investments and Shares
105 questions
How does a man pay zakat if he has fluctuating money in the bank, goods, debts owed to him by others, and company shares, knowing that his balance may sometimes reach zero?
Is it recommended to participate in the shares of Saudi Telecom Company, and what is its ruling, knowing that the value of ten shares is 1777 Saudi riyals?
How is the ownership of stock dividends in a usurious bank calculated? And is it permissible for him to use the profits generated from these stocks for personal purposes (buying a car or household items), or for charitable purposes (building a mosque or a water well), or to pay off his outstanding debts (university expenses and government institutions)?
Is investing in the stock of a company whose activities are partly permissible and partly impermissible (such as brokerage in halal stocks, banks, consultations, and research, alongside brokerage in haram stocks) considered halal or haram?
Is it permissible to deal in the stock market if all conditions of permissible investment are met, knowing that the individual does not fabricate rumors that cause risk?
Is it permissible to subscribe to the described government savings fund, which invests a portion of its money in government securities, bonds, stocks, loans, real estate, and bank deposits?
What is the ruling on trading all stocks, and is it permissible to contribute to companies that have interest-bearing loans at a rate of less than five percent?
What is the ruling on speculation in the shares of companies (other than banks) whose primary activity is permissible, despite the presence of a small percentage of usury in their investments? And what is the ruling on participating in investment funds that the Bank's Sharia Supervisory Board has deemed permissible, such as Al-Ra'ed Fund, Al-Amanah Fund, and Riyad Bank Fund 2?
Is it permissible to back doubtful debts, whose collection is uncertain, with returns that are contrary to Sharia, and is this action correct, and what should we do with the profits that were distributed to us?
What is the ruling on speculation in the Saudi stock market by buying when prices fall and selling when they rise? And what are the companies, other than usurious banks, whose shares are permissible to buy, knowing that their activity is not among the prohibited activities, but they have usurious loans or impermissible investments?
What is the ruling on trading in commercial stocks other than bank stocks, and what is the ruling on stock funds that authorize the bank to buy and sell commercial company stocks, and what is the ruling on subscribing to Bank Albilad?
What is the ruling on calculating the principal before investing $1428 in a currency trading project through a broker, which later led to the transfer of $1350 to an e-gold account after losing some of the profits and the project’s cessation, and then investing the amount in prohibited "surfing" companies, and is it permissible to pay a commission of $100 from the unlawful money to recover the original $1428, or should the principal be calculated as $1350 after deducting transfer fees?
Is it permissible to open an investment account in a usurious bank (such as Banque Saudi Fransi) for online trading of local shares, without having any other current dealings with the bank?
What is meant by the 15% ratio in Fatwa No. 66665, and is the usurious percentage calculated after tax deductions, and is it permissible to deduct what was paid from what was received if the company paid usurious interest?
What is the ruling on trading shares listed under the Dow Jones Islamic Market Index, such as Microsoft shares?
Is the financial transaction conducted by financial institutions that distribute their assets as shares and grant the participant a certain profit from the value of the share (capital) during limited time periods permissible?
How does a married Muslim woman write a legal will, especially concerning the distribution of her assets (savings account, house and real estate investments shared with her husband, and personal belongings) to her heirs (husband, father, brothers and sisters, and nephews and nieces)? And must all assets be distributed in specific shares, or is it permissible to give some of them to whomever she wishes, such as her nieces, and does this conflict with Quranic rulings?
ما الفرق بين الاستثمار الربوي والاستثمار الحلال؟
Are the 6% fees imposed on stock trading operations, part of which is distributed to shareholders and the other part spent on employee salaries and advertising, considered usury (riba), gambling (qimar), or unlawful (haram)? Is it permissible to benefit from the profits generated from the sale of these stocks?
What is the ruling on dealing with the previous fatwa that prohibited dealing with usurious Egyptian banks, taking into consideration the former Grand Imam of Al-Azhar's fatwa that permitted it? And where can an Egyptian expatriate place his savings given the impossibility of investing them in trade or in banks in the country where he resides? And are there Egyptian Islamic banks that can be dealt with?
Is it permissible to buy industrial shares and sell them before a year has passed since their purchase?
What is the ruling on speculation in stocks (the process of acquiring stocks for the purpose of selling them as quickly as possible) with the aim of making a profit?
Is working in an investment department belonging to a pension fund that invests employee money in stocks, governmental and private bonds, and hedge funds considered unlawful?
What is the ruling on potential earnings from investing in stocks if opening an account requires lying about wealth exceeding $5,0?