Loans and Debt
959 questions
Is it permissible to purchase the sacrificial animal with money not yet received from a previous sale made by the seller?
Does divorce occur if the mother gives money to her sister (the son's aunt) with the intention of paying off her spendthrift son's debt, after her husband swore an oath of divorce upon her not to give him money?
Is what we did—paying the tenant a sum to vacate the apartment, and then giving my stepmother and sister their share of the rent that the tenant used to pay—considered a just settlement? And what should we do if the stepmother and sister want to take their share of the house’s inheritance; should the house be appraised with the former tenants still in it, or what? And do they have a right to the new price of the apartment I live in if I sell it at a higher price after vacating it?
Is it permissible to use a credit card with a credit limit of 11,000 Saudi Riyals, linked to the customer's current account where his salary of 8,900 Saudi Riyals is deposited, with a cash withdrawal fee of 75 Saudi Riyals, an exemption from issuance fees for the first year, and a calculation of 1.75% on the remaining amount after 45 days of delayed payment?
Is it permissible for the guarantor to stipulate taking half of the loan from the guaranteed in exchange for his guarantee, with the amount remaining as a debt owed by the guarantor and his commitment to repay his share to the lending party?
Is it considered disobedience to not give a father 1000 Riyals – given that he is not in severe need and has delayed repaying a previous debt to my husband, despite his good financial standing?
Is what this girl did permissible or forbidden, where she collected money to pay off her debt under the pretext that it was for a sick person?
What is the ruling on a son taking his salary from his father's money to pay off his father's debt without his knowledge, and is the sister sinful for keeping the money with her?
Should debts that were paid off with usurious money be repaid after repentance?
Is the amount of money that the questioner demanded from his relative, in exchange for purchasing a 1980 Toyota saloon car in 2001, considered a debt that he is obligated to pay?
Is it permissible to stipulate a financial penalty on the buyer if he delays in paying the price of the house after the agreed-upon period?
What is the ruling on taking a percentage for debt collection, paid by the debtor to the collector upon final settlement?
What is the ruling on asking a friend for money with the intention of trading with it without informing him of that, and merely requesting the amount out of need, while pledging to return it in full without increase or decrease?
Is it permissible to sell a bond worth ten million dollars for less than its value, given the difficulty in receiving its value from the bank? Is receiving the bond considered receiving the money? And is this considered usury (riba)?
Is it permissible to pay off a mother’s debt from her entitlements without the heirs’ permission, and is it necessary to inform them of this, especially if informing them might cause problems?
Is it permissible for my siblings to force me to sell my share of inheritance land in exchange for a debt I borrowed from them, knowing that the sale took place under duress and after procrastination in giving me my share?
Am I entitled to object to my husband lending his brother money to build his house, and to the brother selling a portion of his land to my husband in exchange for the debt, knowing that my husband believes I only have rights over my own money, while I believe I have the right to intervene in how he disposes of his money?
How can a religious young man, who finds himself in great financial distress and debt that he cannot repay, and who engages in acts involving bribery within a corrupt system to earn a living which he considers tainted with the unlawful, find a way out of this situation, knowing that he has been unable to return the money he took from people with the intention of repaying it?
Is it permissible to refuse to sell land inherited by children from their deceased father, who had a debt, if the offered price for the land is unfairly low, knowing that the land is neglected and requires expenditure, and selling it at an acceptable price might take a long time, whereas the unfairly low price would allow for immediate debt repayment?
What is the Shar'i ruling regarding a husband who does not spend on his wife under the pretext of saving money for the future, and how should the wife act in this situation?
Is it permissible for the Yemeni Islamic Bank to take late payment penalties from customers who are overdue in repaying their installments, based on the principle of "the rich person's delay [in paying debt] is an injustice," by deducting it from the customer's debit balance if there is no credit balance available, for delays exceeding five days?
What is the ruling of Sharia regarding the inclusion of two conditions in a contract for the purchase of an apartment under construction: one stipulating a 10% penalty on overdue amounts in case of delayed payment, and another for the annulment of the contract and deduction of 30% of the total amount paid if payment is not made after a warning? And does this fall under usury (riba)?
What is the ruling on delaying the repayment of debt for one who is well-off? Is the debtor sinful for shunning his brother who demands his debt from him? And is it a religious obligation to return money that was not agreed upon to be returned from the outset?
What is the ruling of the Sharia on a debt that the debtor acknowledged and offered to pay, but the creditor refused to accept, demanding a higher exchange rate, and then the court ruled in favor of the debtor's innocence? And is this debt considered void by the creditor's statement: "If the court rules for one pound, then so be it; if it rules for ten, then so be it; if it rules that I have nothing at all, then I have nothing"?