Loans and Debt
959 questions
What is the ruling on purchasing an apartment in installments from a housing bank with a down payment and a quarterly installment for 15 years, given that its total price exceeds its cash price?
Is the creditor entitled to claim the land agreed upon as a down payment after the seller's family refused to sell and returned the money?
What is the ruling on telling a procrastinating debtor, "I want the money to be a debt on his conscience"? And does the debt of the procrastinator fall if someone pays half of the amount on his behalf?
Is a mother taking from her son's saved Eid money and similar funds considered a debt upon her that must be repaid, or is it a permissible action that does not require restitution?
Is the partner obligated to pay the employees' dues from his own money if he is able to, and what is the ruling if he does not? And is he obligated to do so if he is not able, and what is the ruling if he takes a loan to pay them? And does the company have a financial liability independent of the liability of its owners?
What should I do with my wife who borrows money from some of my acquaintances without my knowledge, and I have three children with her?
Is an accountant sinful for a mistake in calculating a patient’s bill that led to an overpayment which was not fully returned, and is it permissible for him to use another amount from a second patient’s dues to settle this error, knowing that he is new to the job?
Is it true that I am not entitled to claim the money I gave to my aunt with the intention of temporary assistance, knowing that it was my children's savings, on the pretext that I did not specify it as a debt due for repayment, and that she considers it assistance not requiring repayment, based on a sheikh's fatwa?
Is the managing partner entitled to claim compensation due to the non-fulfillment by the two partners of their financial obligations as agreed upon, which led to the project's halt, especially given that he expended significant effort and time and incurred debt to cover the project's expenses?
Is it permissible to recover a financial loan, whether documented by an authenticated deed or an ordinary one, in cash, if it is for the same value without any increase or decrease?
Is it permissible to pay off a debt with a different currency by transferring an amount from the debtor's money held by the creditor, and does the same ruling apply to taking wages in the same manner, and are these scenarios considered currency exchange that requires immediate possession?
What is the ruling concerning money that some people deny or claim not to possess enough of to pay, when my deceased father had a debt or an unrecorded partnership, so should it be forgiven with the intention of ongoing charity for the father, or is it accounted for by Allah as a right of the heirs?
Is it permissible to give as charity the money designated for repaying an Islamic bank loan, after the bank refused settlement and considered the debt non-existent, knowing that the borrower does not have the costs of litigation and is currently paying installments for three needy families?
Is it permissible to accept a large sum of money as a gift from a girlfriend, knowing that one is unable to repay it?
What should I do with my friend who took 88,0 pounds from me to invest, and has not returned my capital or the overdue annual profits, and claims to have incurred losses, knowing that I need the money to pay off my debts amounting to 300,0 pounds? And should I take back only my capital, or my capital with the overdue annual profit, or should I forgive him?
What is the legally permissible method for a financial transaction in which the annual rent is paid to the landlord in a single installment at a reduced price, and then the rent is collected from the tenant in two installments at the original price, whether this is in a new lease contract or the renewal of an old contract, taking into consideration the proposed conditions or necessary amendments for this?
Is it permissible to offer the owner a lump sum of 50,0 in exchange for waiving deferred payments, thereby forgoing 20,0, for the purchase of a commercial shop for which 70,0 of its 140,0 price has been paid, with the remaining 70,0 to be paid in ten installments over three years?
What is the ruling of Islamic law on handing over the amount to the needy person and him promising to pay it back to the legatee, and is it obligatory for me to pay the money to the legator or to the needy person who did not fulfill his promise?
Is it permissible for me to take the money my father gave me, after I swore by Allah not to take it, and my mother gave it to me to pay off a debt after she herself repaid my debt from the same amount?
What must a person do who borrowed money from a credit card without interest, and was unable to repay the amount before the specified deadline (the end of Ramadan), and he will leave the country permanently, knowing that his friends told him that the bank is usurious and deals with Israel, and that he only has an amount to repay the debt that he needs to buy a car upon his return to his country?
Must a sum of money obtained by deceit be given in charity, when its owner has forgiven the debt of the loan and was not informed of the deceit?
Is it permissible to sell a debt of 600 dinars for 400 dinars in cash, knowing that the debt is the remaining price of a car sale, and that the brother is the one who will buy the debt?
Is it permissible to take money from the bank account of a deceased man who has no heirs, through a bank employee, in exchange for 50% of the amount, given severe poverty and debt, and considering it a compensation and relief from Allah?
What is the ruling on exempting some young people who are unable to pay the cost of online follow-up, knowing that this will make most of my work free?