Is it permissible for an employee, whose company's commercial insurance covers his eyeglasses for 250 Riyals, to request an invoice for 250 Riyals, even though the cost of his eyeglasses is 150 Riyals, in order to take the difference, knowing that he previously paid for medications not covered by the insurance?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
Commercial insurance of all types is a forbidden contract due to its inclusion of (excessive uncertainty) and qimar (gambling). Health insurance is likewise forbidden. A person is not permitted to benefit from it except to the extent of the premiums they paid or that their employer paid on their behalf.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/105721
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 105721
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy