Is it permissible to agree with a person to carry out a commercial project in his name in exchange for a fixed monthly sum, provided that he pays a guarantee amount to the owning entity of the project, on condition that he does not bear any loss?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
This project is not permissible for the aforementioned individual due to several prohibitions:
1. Deception and misrepresentation towards the benefiting party. The project appears to be theirs outwardly, but in reality, it is yours. 2. Usury (Riba). The man is guaranteeing you with the paid money, and it is not permissible to take a fee for a guarantee or derive a benefit from it, because it is a loan that draws a benefit. 3. The price of influence (Thaman al-Jah), which is forbidden unless its owner directly performs a tangible work for which he deserves compensation.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/69282
Where this answer came from
- Source platform
- Ftawy
- Original fatwa ID
- 69282
- Added here
- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy