What is the ruling of Sharia on working in the legal department of a governmental development bank that funds projects with grants and government-subsidized facilities to a large extent, and takes a symbolic administrative fee to cover expenses, knowing that in case of default, the funding amount becomes immediately due and the government subsidy is removed, in addition to agreed-upon late payment penalties?

There is no objection to working in a bank if it does not involve prohibited transactions such as usurious loans. Usurious interest does not change its ruling by being called fees or coverage of administrative expenses if it is linked to the loan amount or delay in payment. As for fixed fees and expenses proportionate to the effort and not a percentage of the loan, there is no objection to them. Any excess over actual services is prohibited.