Is it permissible to purchase ‘Umrah necessities, such as clothing and food, using a Visa card system?

It is permissible to use a Visa card if it is of the lawful types, and it is prohibited if it is an interest-bearing loan. However, using it to purchase Umrah necessities – whether it is permissible or prohibited – does not affect the validity of the Umrah, although the person dealing with the prohibited card incurs sin.