Are the recurring phenomena of dreams coming true and premonitions, in addition to physical and psychological symptoms, due to sorcery, jinn possession, or envy, or are they from Allah Almighty as a punishment, and what should be done about them, given the inability to perform ruqyah?

What you are experiencing may be a true vision, as the Prophet, peace and blessings be upon him, said: "The vision of a believer is one part of forty-six parts of prophecy." Or it could be sorcery (sihr). Among the symptoms of sorcery are a husband hating his wife, or disliking work, or imagining things that have not occurred, or being greatly affected by verses concerning sorcery. It could also be a touch from Satan (mass) or an evil eye (ayn). We advise you to fear Allah, maintain prayers and regular remembrances (adhkar), not to be preoccupied with visions, and to focus on what benefits you.