What is the ruling on the statement: "Sharia does not offer solutions but rather creates problems," knowing that its speaker intends that usurious alternatives such as Musharakah and Murabaha are jurisprudential solutions and not from textual religious decrees, and what is the ruling on "liking" this statement?
To claim that Islamic offers no solutions to problems is ignorance of it, for it is a complete law that came to solve problems. Islamic economics is an integrated system founded on justice, unlike usury which is based on injustice. The global crisis in 2008 demonstrated the danger of usury and that it is a cause of global destruction, leading some to admit that the solution lies in Islamic economics. Islamic transactions such as (partnership), Murabaha (cost-plus financing), Muzara'ah (agricultural sharecropping), and Istisna' (manufacturing contract) are alternatives to usury. Some of these are explicitly mentioned in texts, while others fall under the general rules of Sharia. The fundamental principle in transactions is permissibility unless they involve a prohibited element like usury, (excessive uncertainty), or jahala (ignorance of essential terms). Believing that Sharia is deficient and does not provide solutions to people's problems is an act of disbelief in it.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
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