Are the remaining installments on a car considered a debt upon the deceased that can only be forgiven through repayment?

It is permissible to purchase a car in installments at a price higher than its cash selling price. The outstanding installments are considered a debt, and one should not incur debt except out of necessity. Debts must be repaid because they are part of the rights of people, and warnings against debt have been mentioned in the religious texts, stating that it holds its owner back from Paradise. Whoever buys a car in installments must write a will concerning the debt, and the debt can be settled from the proceeds of the car after selling it.