Is zakat obligatory on gold that is part of the dowry, or what the wife bought with her own money, or what the husband bought with his own money, or is zakat only obligatory on what the husband bought with his own money when it reaches the nisab and a full year has passed?
First: Gold designated for adornment is not subject to zakat according to the majority of scholars, but it is more cautious to pay zakat on it. However, gold designated for saving, or for both saving and adornment, is subject to zakat.
Second: Gold purchased by the husband for his wife, remaining in his possession, and intended for the wife's adornment, is not subject to zakat.
Third: Zakat becomes obligatory on gold after a full year has passed and it has reached the minimum threshold (nisab).
Fourth: Paper money is to be added to gold to complete the nisab, and zakat is to be paid on the total amount after a full year has passed.
Summarized from the full answer at Ftawy · reviewed Sep 2, 2026
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