Is zakat obligatory on gold designated for adornment, weighing 185 grams, given that it is deferred with the husband and not actually owned by the wife?

Zakat becomes obligatory upon a woman if she owns a nisab (minimum threshold) of jewelry and a full hawl (lunar year) has passed on it. If she does not possess money to pay the Zakat, she must pay it from the gold itself or by selling a portion of it. If a woman was unaware of the obligation of Zakat or followed the opinion of someone who did not deem it obligatory, then she is not liable for Zakat for the past period before she became aware. It becomes obligatory upon her from the moment she learns of its obligation or her belief changes. Zakat is not obligatory on money that its owner is prevented from disposing of. If a woman receives her gold from her husband after several years, it is more cautious and preferable for her to pay Zakat on it for one year. It is not permissible for a husband to take his wife's money without right.