Do the questioner and his needy cousin deserve a share from an inheritance amounting to 700,000 Saudi Riyals designated for the needy and deserving, especially given that the questioner is indebted with 150,000 Saudi Riyals?

The best is for the bequest to be for the poor relatives who do not inherit, and there is no disagreement on this if they are in need, because the Prophet, peace and blessings be upon him, said: "There is no bequest for an heir." The rest of the relatives remain eligible for a bequest. If the bequest is unrestricted and the questioning brother and his cousin are not heirs and are in need, there is no impediment to them taking from it.