What is the ruling on subscribing to the Jordanian Engineers Association's retirement system, given that the system specifies a monthly installment and a retirement salary determined by a decision of the General Assembly, allows for requesting retirement at the age of sixty or upon total disability, grants heirs the right to claim the salary upon death, calculates the salary by multiplying the full salary by the number of months of payment and dividing the result by 360, stipulates that returns are due on a specific date with a fine for delay, and defines the rights of the family and dependents in the retirement salary after death?
Source: FtawySummary from Ftawy's records · added here Sep 2, 2026
The fund was not established on the principle of mutual solidarity (takaful), but rather on the basis of exchange. The member pays a sum and stipulates that he or his family will receive a corresponding amount in return. This is akin to an insurance premium paid by the insured to receive an insurance sum at a certain age or upon experiencing an accident, and that is impermissible.
Summary from Ftawy's records · added here
Reviewed by El Fatwa's sharia committee.
Read the full answer on Ftawyhttps://ftawy.com/en/questions/57176
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- Ftawy
- Original fatwa ID
- 57176
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- . This is when the answer was added to El Fatwa, not the fatwa's date.
- Text
- Summary from Ftawy's records, reviewed by El Fatwa's sharia committee.
- Read the full ruling
- Read the full answer on Ftawy