What is the ruling on purchasing fictitious invoices for car spare parts to compensate for the deduction made by insurance companies for depreciation value after an accident?

Conventional commercial insurance is prohibited. The insured is permitted to take only their rightful due when compelled to engage in it, without increasing it through fraud and forgery. As for cooperative insurance, there is no objection to it, but it is not permissible to commit fraud and forgery to obtain money that is not the right of the insured, due to the Almighty’s saying: "So avoid the word of falsehood" and "And do not consume your properties among yourselves through falsehood," and the saying of the Prophet, peace and blessings be upon him: "Whoever cheats is not one of us."