Interest and Riba
4,478 questions
What is the ruling on establishing a private project with guarantees from the state and loans from banks and associations, given the scarcity of available job opportunities except for those with influence or by paying bribes?
How could Noah's Ark carry this huge number of creatures, and is it permissible for a woman to refuse her husband's request for intimacy, and what is the wisdom behind the prohibition of her refusal?
Is it permissible for me to take out an interest-bearing loan from a bank to buy a home for my family, knowing that our financial situation is difficult and I fear I may be compelled to do so?
Is it permissible, in Islamic law, to work overtime and earn money from it, knowing that government employment regulations prohibit such a thing?
Is a savings certificate with a fixed 15% monthly profit, which cannot be redeemed before a year except with a deduction from its value, Islamically permissible?
What is the wisdom behind a patient not recovering from schizophrenia and multiple personality disorder, despite praying continuously for six months?
What is the ruling on borrowing from government banks through loans offered by the state to young people, where the state pays the interest and obligates the borrower to pay only the principal, and local imams have issued fatwas permitting it on the grounds that the banks are owned by the state and it is returning the money to itself?
Is it permissible to give usurious money extracted from the bank to relatives (such as brothers who are not dependents) to pay off their debts or fulfill their needs?
Is it permissible to use donation funds to guarantee micro-entrepreneurs in repaying profits and defaulted amounts on their loans, and does the ruling differ if the financing bank is usurious?
Is someone who refuses to wear a face mask in the mosque during the coronavirus pandemic, out of laziness and negligence, thereby exposing themselves and others to danger, considered sinful?
Is it permissible to purchase materials not belonging to the company with my own money, then sell them through the company while giving it a percentage of the profit, and obtain the remaining profit from another company with which an agreement has been made?
Is the lack of answered prayers and relief from distress due to the sole source of income being from interest on investment certificates and credit cards, thus rendering the money unlawful, and consequently, charities are not accepted and prayers are not answered?
Is it permissible for me to benefit from an amount of EGP 90,0 from an investment certificate, knowing that the principal amount is EGP 10,0, and that the bank took out a loan without my knowledge to increase the certificate’s interest? Am I sinful because of this loan? And must I break the certificate to pay it off, or wait until the end of its term?
What is the ruling on a person sharing money, on the condition that the principal and the discount percentage he obtained from factories are returned as a profit-sharing arrangement (murabahah)?
Is purchasing an item at a price higher than its original price out of necessity considered usury (riba), necessitating disposal of the item?
What is the ruling on working as a software expert for a lending company that deals with usurious interest and other sources of income?
Is the loan considered usurious if the fund's source of financing is from loan repayments and their interests, along with a portion of the institution's profits, and it is granted only to employees without the institution benefiting from it?
Is the teacher's proxy for the doctor's examination sufficient to issue a medical certificate proving that a person is free of disabilities and driving impediments, knowing that the person does not actually suffer from any disabilities and that this is the common procedure?
Is purchasing a car in installments through bank financing for seventy percent of the installment, at a ten percent interest rate over four years, considered an installment sale, and is it permissible?
What is the ruling on subscribing to a fund that deducts a monthly amount from the salary and grants a bonus upon retirement or death, knowing that its money is invested in purchasing government securities, stock market shares, real estate, loans to subscribers with interest, and usurious bank deposits?
Does the speculator bear the entire loss in the event of no prior agreement on how to distribute losses between him and the capital owner, knowing that the agreement was for 20% of the profits for the speculator in return for 50,000 Saudi Riyals, and the amount has deteriorated to 20,000 Saudi Riyals?
What is the Sharia ruling on preparing papers for requesting bank guarantees with cash cover and commission, and would I be committing a sin by doing so, given that it is not my primary job?
What should someone do who has been forced to deposit their money into an account that accrues unlawful interest? Is it permissible for them to take the principal and donate the interest?
Is it permissible to charge a fee for allowing someone else to use my credit card for an interest-free installment purchase, provided they commit to monthly repayments?