Loans and Debt
959 questions
Must I guarantee the debt I lent from the inheritance money to a person who passed away, and whose heirs refused to repay the debt, and must I return it to my brothers and sisters?
Is the additional amount (23 riyals per 1,000 riyals) imposed under the heading of "Tawarruq" when using a Visa card to purchase goods and pay for them in installments, while committing to pay before the due date, considered Riba (usury) or normal administrative fees?
Is it permissible to buy gold from a jeweler and pay half the price later as a deferred debt?
What is the ruling of Islamic law regarding a daughter reclaiming her right from her father who took her money for trading, then denied her right and empowered one of his sons with his wealth? And is she entitled to resort to the courts?
What is the ruling on a contract that includes a penalty clause (late payment fine) considered usury, and is the contracting party sinful if he intends not to delay payment?
Is it permissible for a second bank to pay off the financing on my behalf, and is it permissible to transfer the Istisna' contract or convert it to any Shariah-compliant formula in a non-Islamic bank?
What is the ruling on the "Sadad" service provided by a Libyan telecommunications company, whereby a sum of money is charged to a special account, for which 10 dinars are paid, and 1% of the value of purchases is deducted from the merchant, and 2% of the value of transfers between individuals?
What is the ruling on the bargaining card issued by some Islamic banks, which allows the customer to pay for goods in installments at their cash price without additional profits or commissions, while the bank obtains a discount from the contracted stores, which benefits the bank alone?
What is the ruling on requesting a financial grant from a company to support an electronic game development project, and what if a portion of the money remains after the project's completion? Is it permissible to allocate a part of the grant as a salary for someone who previously provided financial support without direct involvement, and is it necessary to inform the granting company of this?
What is the ruling on accepting a bank reward deposited into a current account after withdrawing the full amount or leaving a small amount? Is it permissible to take it since the bank was not borrowing at that time? Is it better not to fulfill the condition for the reward, or to donate it if benefiting from it is unlawful?
What is the ruling of Islamic law regarding a guardian who uses the orphans' money (their monthly allowance) for himself and his children, integrating this money into his personal life, while failing to settle the debts of the deceased inheritor?
Is it permissible to levy a late penalty on a construction company that failed to complete the building within the specified period, especially given that this penalty is calculated as a monthly percentage of the contract value?
Is it permissible for someone entrusted with delivering money to a creditor to deduct from it an amount equal to his debt to that creditor, without informing the original owner of the money?
Is it permissible to give charity on behalf of my mother instead of returning the money to the hotels from which she took free food, especially if reaching them is not feasible?
Must the heirs pay the remaining amount of key money that their father had paid to the tenant, and how should it be distributed among them?
Must the creditor wait until the property is sold to settle his debt, or must the heirs give him a share in the property equivalent to the value of the debt, or does Islamic law have another opinion on this matter, bearing in mind that the creditor is one of the sons?
Does a mother's debt to her daughter for buying clothes for her count as usury?
Is it permissible for me to give my mother some of my father's money, which is in my possession, without his knowledge, for her to reclaim her right from him and to spend on the household? And would my mother be sinful for doing that?
Is it permissible to demand the debt that represents half of the capital after the partner disposed of the shop by selling it without permission, and the project incurred losses?
Is my friend obligated to inform the heirs of a corrupt official, a thief, and a drug dealer about the true nature of their illicitly acquired wealth, and is it permissible for the heirs to use this money?
Is it considered usury (riba) if a debt is repaid in a currency different from the lending currency, and is it permissible to take the remaining surplus and give it away as charity?
What is the ruling regarding one of the sisters taking 14,000 Rand from the inheritance of her deceased brother, and her refusal to return it so that the inheritance may be justly distributed, while the rest of the heirs wish to relinquish their share of the inheritance to this sister?
Is it permissible to participate in financing the purchase of medical devices directly from their manufacturers, with the buyer paying in installments over a certain period, in exchange for profits that accrue to the financier, while the other partner takes their full profit?
How do we reconcile the permissibility of repaying a loan with more than what was borrowed (if not stipulated by the lender) with the prohibition against the lender accepting a gift from the borrower (unless it is customary)?