We have a service project to assist cars and people stranded on roads through a paid annual membership. We offer free towing services to workshops, gasoline supply, and a membership card that can be used for the family, with discounts in workshops, hotels, and spare parts. Question: Is it permissible to take membership fees from a person whose membership has ended and has only benefited from initial services such as the card and photographic maps? And what are the legal precautions if they exist?
Subscribing to a service that transports broken-down cars for a specific fee, or obtaining hotel discount cards, is not permissible, due to the element of uncertainty (Gharar) involved. The subscriber pays an amount, and may or may not benefit from it. The Permanent Committee for Scholarly Research and Ifta' has clarified in a fatwa several concerns regarding discount cards, such as Gharar and Riba (usury), and their negative consequences, such as inciting enmity and extravagance.
Summarized from the full answer at Ftawy · reviewed Sep 2, 2026
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