Is a woman who owns a large piece of gold, and a year has passed over it, and she has no money other than her salary, which is sufficient to cover the value of the zakat, obligated to take a loan to pay this zakat?

The basic principle is to pay zakat on gold with gold itself. However, it is permissible to pay it in cash. Therefore, this woman may sell some of her gold equivalent to the obligatory zakat amount, or pay it from her salary, or borrow money to pay the zakat and then settle her debt by selling some of her gold or from her salary. It is important to know the value of the gold at the time zakat becomes due.