Is the soul of a believer mortgaged by debts related to Allah or by debts related to His worshippers?

The meaning of "his debt" in the hadith: "The soul of the believer is suspended by his debt until it is paid off" includes both debts owed to Allah and debts owed to human beings. As Ibn Muflih mentioned, there is no difference between a debt owed to Allah and a debt owed to a human being. Al-Bassam clarified that debt includes what is owed to Allah, such as zakat, Hajj, vows, and expiations, and what is owed to human beings, such as trusts, usurped property, and borrowed items, whether the deceased bequeathed it or not, because these are rights that are obligatory to fulfill.