What is the ruling on buying silver or gold jewelry inlaid with beads and stones, knowing that the weight of the gold or silver includes the weight of the stones?

If one purchases jewelry with something other than its own kind, like money, there is no harm, whether the beads remain or are removed, provided that the exchange takes place before parting. However, if one purchases it with something of its own kind, then the gold and silver must be separated and weighed purely to ensure equivalence, based on the Prophet's (peace and blessings be upon him) saying: "Gold for gold, weight for weight," and "It should not be sold until it is separated."