Is it permissible to purchase an apartment from the government with a facilitated usurious loan, intending to repay the amount immediately, given the necessity of signing the loan application as a routine procedure?

If a contract is only concluded after specifying the type of payment (immediate or installments), there is no harm in choosing the permissible type free of usury, and this is not considered an approval of usury. However, if the government stipulates certain specifications for eligibility for apartments, it is not permissible to resort to deception to obtain them for those who do not meet those specifications.