Insurance
706 questions
Is it permissible to accept insurance compensation for a car damaged in an unintentional accident, knowing that the person who was driving it is not its owner, and the owner has covered for him, and he is compelled to take the compensation?
What is the ruling on money earned by a father from his work in an insurance company – is it permissible (halal), impermissible (haram), or mixed – knowing that he invested it in a permissible (halal) project after depositing it in the bank, and is it permissible for the children and wife to benefit from this money and accept gifts from him such as apartments and money?
What is the ruling on taking a loan to purchase a house through an Ijara (leasing) arrangement from a non-Islamic bank, where the bank participates in buying the house and leases its share in exchange for installments that include the bank's profit from the rent, with the condition of insuring the house with them?
Is the amount refunded from an insurance policy that combines savings and protection, after canceling the savings clause and distributing the amount to the participants, permissible or forbidden?
What is the ruling on amounts received from the compulsory private insurance fund that invests its money in banks and through selling goods in installments? And what is the ruling on the end-of-service bonus and the monthly pension received from the governmental insurance and pension system, which is often invested in banks and loans? And does the money received as a monthly salary and performance bonus have a suspicion if the capital of the entity you work for or the state invests in usurious banks?
Is it permissible to purchase a car from a company by paying 50% of its value now, with the other half remaining the property of the company for three years, after which the remaining amount is paid without interest?
How can one find a stable "living endowment" that ensures the care of children in the event of their parents' death, while adhering to the provisions of Islamic inheritance law?
What is the ruling on health insurance for doctors' errors, whereby an amount is paid equally by the doctor and the hospital to compensate the injured patient?
What is the ruling of Islamic law on taking a sum of money from an insurance company after being injured in a traffic accident?
What is the ruling on health insurance that stipulates paying premiums to a society which in turn pays them to an insurance company, with a cap on treatment, and the other insurance that is deducted from the monthly salary for treatment within certain limits, knowing that the second insurance is not obligatory?
Is working as a financial or administrative accountant for Misr Insurance Company unlawful according to Islamic law, and why, given the absence of another lawful alternative for insurance services in Egypt?
Is it permissible to insure a car in a non-Islamic country where car theft and collisions are common without the perpetrator being pursued, and where the norm is for the police to ask about the existence of insurance?
Does cooperative car insurance with a monthly premium and investment of funds in halaal [permissible] ventures fall under the scenario you intended in Fatwa no. 472, and does the compulsory insurance that the Egyptian government obligates shop owners and workers to have fall under the first type, which is permissible, or the second, which is forbidden?
Is it permissible for insurance companies to contract with pharmacies?
Is it permissible to provide governmental services to a bank and an insurance company?
Is it permissible to buy a housing unit from a second owner if the first owner had paid usurious maintenance deposits?
Is saving in a pension and social security fund, from which a monthly salary is paid to the worker after retirement, considered usury (riba)?
Is it permissible to benefit from insurance by making an ordinary injury a work-related injury?
What is the religious ruling on insuring medication?
What is the ruling on the amount paid by the syndicate to the heirs of the deceased, given that they pay an annual sum to it?
Is it permissible to work in companies that deal with usury, or compel employees to [participate in] usurious insurance, and implement a policy of equality between men and women, such as oil and gas companies? And is it permissible to establish a shipping company upon which commercial insurance laws are imposed regarding ships, employees, and products? And is there a list of Sharia-compliant companies?
How can one distinguish between lawful (halal) and unlawful (haram) work, especially in a context where prohibited and questionable activities, such as selling alcohol and pork, are prevalent? What is the ruling on the permissibility of working in bakeries associated with restaurants that serve pork and alcohol in non-Islamic countries? What is the ruling on the work of a friend who only bakes cheese products in a bakery where pork is served? Is it permissible to visit him and eat from his food, knowing that his wife works in prohibited insurance? What is the ruling on gifts he offers? Is refraining from working in places where there is mixing of sexes or where prayer is prevented considered a correct action?
Is earning money permissible from working as a technical support specialist for a car repair cost estimation program, knowing that my work is limited to diagnosing car errors and I do not deal directly with insurance companies or independent appraisers, and that the program includes a field for calculating local taxes to ensure the accuracy of the total repair cost estimation?
Is it permissible for someone who volunteered for an Islamic charity, and whose efforts resulted in a large sum of money for the charity, to demand a large financial share, claiming that the insurance company included his share within the total compensation for the charity?