Insurance
706 questions
What is the ruling on a lease-to-own contract offered by a bank, in which the following points appear: the high value of the rent, which represents ownership value and not usufruct; the contract duration being predetermined and not allowing for early termination by the lessee; the lessee bearing the costs of insurance and maintenance; the absence of a late payment penalty; the termination of the contract in case of non-payment of rent, with the lessee not recovering what they have paid; and the bank's request for additional guarantees?
What is the legal ruling regarding life insurance policies from which the beneficiary receives monthly installments and, at the end of the term, recovers the total of the installments along with unspecified pre-determined profits?
What is the religious ruling when the security deposit is not returned to the tenant if the agreed-upon contract was terminated a year in advance, and it was agreed that the amount would not be returned in this case?
What is the ruling on dispensing insurance medicines to a patient who does not need them and sells part of them, given that the insurance company has no problem with it? Are these medicines a right of the patient to dispose of them by selling or gifting?
Are end-of-service benefits for the deceased due to all heirs or only to minors?
Is the bank lease contract, with its stated conditions that include operating leases and leases ending in ownership, permissible in Islamic law?
What is the ruling on disposing of the excess amount paid by the insurance company for repairing a damaged car if the repair cost is higher than the insurance value paid, and is comprehensive car insurance permissible if insurance is officially mandated, or should we suffice with third-party insurance?
Is the pension received by the father from social insurance - knowing that it used to take a portion of his salary when he worked in a usurious bank - permissible or impermissible, especially since there is no other source of income for the family?
Are the funds that I obtained from the Engineers' Syndicate, which were much greater than what I paid for my subscription to the healthcare project, permissible or impermissible? And if they are impermissible, who is the rightful owner to whom they should be returned?
What is the ruling on purchasing a car through a lease-to-own system, and does the ruling differ if the seller stipulates comprehensive insurance on it?
Is the amount disbursed to cover funeral expenses, when it exceeds the actual expenditure, the sole right of the person who paid the costs, or should the remaining amount be distributed among the heirs?
- Is it permissible for a Muslim daughter to accept or take some money from her Christian father while she is a student? - And is she advised to arrange her own health insurance, especially since her father will no longer cover it, given that it is mandatory in her country of residence?
What is the correct solution for a Muslim woman residing in America to safeguard her jewelry, given that she fears its theft from her rented apartment, refuses to deposit it in a bank due to fees, wears it occasionally, and questions the benefit of insuring the apartment and its contents?
Is it permissible to buy stolen cars—according to the seller's claim—so that the seller may receive compensation from the insurance company?
What is the ruling on the partnership between the Housing Fund and Jordan Islamic Bank for purchasing homes for employees through Murabaha, with the house being mortgaged and covered by Takaful insurance, and is this considered compliant with Sharia?
Is it permissible to accept financial compensation of 50,0 Syrian Pounds from social insurance for an occupational illness (foot pain) resulting from work, and is this money considered permissible (halal) or forbidden (haram)?
What is the ruling on participating in Australia’s compulsory third-party insurance system, which covers injuries to the damaged party but does not cover property damage (vehicles)?
Is it permissible for heirs, specifically sons over 25 years old and married daughters, to take a share from their father's retirement pension allocated to eligible heirs?
Is it permissible for me to take financial aid designated for the poor, when I do not meet the eligibility criteria, in order to pay the compulsory commercial insurance premium for my vehicle?
What is the Sharia ruling on life insurance paid by the company to the employee without his request, whereby the employee is compensated for physical injuries, a portion of the premiums is refunded upon termination of service, and his family is compensated upon his death, knowing that the employee did not request this insurance and did not contribute to paying its premiums?
Is it considered Islamically permissible to pay an additional monthly sum as office fees and another sum for home insurance, within the conditions of a non-profit organization for building a home?
Is it permissible to take money from subscriptions to meet a need after the insurance amount has decreased, and is that considered theft?
Is it permissible to contract with an individual for the building of a villa financed by a benevolent loan (qard hasan) from a company, which is disbursed through a usurious bank and repaid to the company via the same bank, with the addition of a life insurance premium?
Is there sin for one who pays the installments on a social housing apartment belonging to his absent brother-in-law?