Insurance
706 questions
What is the ruling on benefiting from a loan from a public institution designated for purchasing a car or a building, to be repaid through monthly installments without interest, with a clause in the contract regarding "life insurance" that is not applied?
Does the insurance that doctors take out to protect themselves from malpractice errors constitute a suspicion of usury?
What is the ruling on the money I received from the insurance company as a result of my claim that the injury occurred during work, even though it was outside of work? And how can I return the money that I do not rightfully deserve to the insurance company?
What is the ruling on the refunded amount (ristourne) from the car insurance company after five years, which represents a percentage of the insurance premium?
Is it permissible to design internet pages for banks and insurance companies?
What is the ruling on purchasing a real estate unit that includes an annual maintenance deposit, knowing that there is no information about how this deposit is invested, nor is it possible to object to its investment method, and there are no other real estate alternatives that do not include this system?
Is it permissible, from a Sharia perspective, to use the "Takaful Al Arabiya" healthcare discount card to obtain discounts on examinations and childbirth, given that the wife is residing on a visit visa and cannot obtain health insurance, and that prenatal care and childbirth entail exorbitant costs?
Is it permissible to collect the proceeds of compulsory commercial insurance? If permissible, is what the deceased specified as expenditures considered a legally binding will for the heirs? Is it permissible to amend this desire? Is a will valid for an amount that the testator does not own and whose value is unknown at the time of death?
Is it obligatory to return money taken from someone who works in insurance companies, and is it permissible to do so without his knowledge?
What is the ruling on working in a marketing job for AlJazira Bank's Takaful Ta'awuni (Cooperative Insurance) Department, given the scholarly disagreement regarding its permissibility?
What is the ruling on using the home purchase plan service from Masraf Al Rayan, whereby the bank purchases the entire property, then sells a portion of it to the client and leases the remaining portion to him at a rent based on a standard percentage, which makes it similar to a mortgage, while the client wishes to avoid any suspicion of usury (riba)?
Is paying a fixed monthly amount to invest it in an Islamic bank, then receiving the full amount paid along with the profits upon resignation, considered usury (riba)? And is deducting an amount from each participating doctor for the family of a deceased doctor considered forbidden life insurance?
Are the activities carried out by Tharaa Capital Company (real estate finance, consumer finance, car finance, asset management, insurance brokerage, financial leasing, and debt restructuring) permissible in Sharia for subscribing to its shares?
Is it permissible to subscribe to an insurance company to which one pays an annual sum for 15 years, and then receives a fixed monthly salary for 20 years or a lump sum greater than what was paid?
Is the lease-to-own contract—a copy of which can be viewed via the attached link—permissible or impermissible?
Is it permissible to work as an intern in accounting and financial statement auditing, even though the companies include activities involving usury, insurance, and taxes?
What is the ruling on funds deposited in a European bank that are invested in buying shares and various activities, and is Zakat obligatory on them, and how is money that is doubtful purified?
Is it permissible to obtain comprehensive car insurance for the purpose of recovering funds previously paid for mandatory insurance?
Is it permissible to pay a monthly sum to an insurance company to compensate for a mobile phone in case of damage or theft?
Is it permissible to work for a subsidiary of a commercial insurance company that is concerned with preparing expert reports to assess the value of compensation for those affected by traffic accidents, and with the technical inspection of cars?
What is the ruling on insuring companies in Western countries, knowing that it is optional, and company owners resort to it to avoid malicious lawsuits that may be filed against them?
What is the ruling on compulsory health insurance, and is it permissible to defraud the insurance company to obtain medications for family members if the maximum allowed limit has not been exceeded, and will repentance be accepted if fraud occurred and the money was unlawfully acquired and cannot be returned?
What is the ruling on subscribing to cooperative societies, licensed by the state, for the purpose of purchasing a house or a car, where each subscriber pays a sum, and the remaining amount is divided into installments, and a lottery is conducted to determine the turn for receiving the total money from the installments, and the society purchases what the member chooses and places a mortgage on it, and takes a percentage of the money as fees?
What is the ruling of Sharia on purchasing shares in a foreign company?