Insurance
706 questions
What is the ruling on disposing of an amount of money that exceeds the cost of treatment, paid by the insurance company, taking into consideration that completing the treatment is currently unnecessary and returning the money to the company might cause embarrassment?
Is it permissible to work for a company that audits and enters data for insurance companies, where the work is limited to matching invoices and proofs with the accounting rules of insurance companies, without interfering with the insurance contracts themselves?
What is the ruling on benefiting from health insurance fully paid by the company, knowing that life insurance is essential and must be accepted?
What is the general permissibility of insurance, and what is the ruling on receiving compensation for a car accident that resulted in the vehicle's destruction and the death of its driver?
In a car accident caused by another party, what may the insured — who was not driving the car at the time of the accident — claim from his own insurance company, given the terms of the lease-to-own contract which mandate comprehensive insurance?
What is the ruling on receiving money in exchange for participating in government oven insurance for bread without working in it?
Is it permissible to violate residency conditions in Muslim countries (such as not working or staying for a short period) or to purchase sponsorship for entry, if the intention is to emigrate for the purpose of seeking knowledge and fatwa, with the assurance of safety from harm and not causing harm to others?
What is the ruling on receiving money from insurance for injury without death, and is it permissible for heirs to take the insurance amount in the event of death, and what is required of me to do after three years have passed on this insurance?
Is it permissible for me to help my client obtain compensation from a commercial insurance company, knowing that Takaful insurance is available, given that his house was damaged and he had insured it with this type of insurance?
Are the funds received from a government institution that offers interest-based loans and resembles insurance companies considered unlawful (haram), and what should I do with the remaining money, knowing that my father will not allow me to dispose of it?
Is it permissible for the new owner of a car to benefit from the commercial insurance that the first owner subscribed to before its expiry, and is it permissible for him to transfer the insurance policy to his name?
What is the ruling on health insurance for workers and family members, and does Sheikh Saleh Al-Atram permit it? What is the opinion on Al-Rajhi Takaful company, and are there insurance companies that adopt the Shariah-compliant method, and what are they?
What is the ruling on insurance, given that the state imposes it on citizens?
What is the ruling on paying transaction fees and life insurance premiums as part of real estate loan transactions in the Kurdistan Region of Iraq?
What is the ruling on creating a commercial advertising newspaper, and what are its legitimate Sharia guidelines regarding the selection of advertisements, institutions, and their type, and taking money from companies or those wishing to advertise?
What is the ruling on using a Dubai Islamic Bank Visa card, given that there are cash withdrawal fees (60 dirhams) and an annual card fee (75 dirhams) in exchange for various services and benefits?
Is it permissible to take a loan from a company that stipulates that borrowers must pay an additional sum of 10,0 dinars from each borrower in the event of the death of one of the borrowers, under the pretext of insurance?
Is it permissible, from an Islamic perspective, to subscribe to an end-of-service insurance fund that invests its money in investment certificates and the stock market, knowing that the employee cannot withdraw from it before 10 years, and if he withdraws, he only takes what he paid, and if he completes 10 years, he takes what he and the company paid? And is it possible, upon withdrawal, to take only the value of the amounts paid and donate the rest, and what should be done if an Islamic violation is found?
Is it permissible or forbidden to join a cooperative society that charges 20 dirhams per month to benefit from low-cost trips, financial aid upon the death of parents, or to perform the Hajj rituals?
Is it permissible to draw up a legal protection insurance policy that covers the costs of the lawyer and court in defending one's rights in the event of a problem with a company?
Is it permissible to purchase home insurance against accidents and disasters, given that there are exorbitant costs if insurance is not taken out?
Is it permissible for an insurance fund, which deducts a portion of employees' salaries for investment purposes towards their pension, to agree with appliance companies to advertise their products to employees, where the employee signs a purchase form with the fund and pays an advance or has installments deducted from their salary, then receives the item from the authorized dealer company, on the condition that the fund pays installments to the authorized dealer company in exchange for a percentage of the profits, given that the fund does not have warehouses to store the items before selling them to the employee?
Is Zakat obligatory on current and future insurance and investment installments withdrawn from the bank balance, and on the principal amount of the policy paid and due for withdrawal in the coming four years?
Is it permissible to participate in the compulsory pension insurance system, to which the state contributes, knowing that insurance is prohibited?